Complete Term

One Life Insurance (Zurich Kemper) has introduced a new Return of Premium Product called Complete Term. Features include:

· Return of Premium – endowment at end of level term period equal to the sum of the base premiums paid.

· Available as a 15, 20, and 30 year version. Length of available term is dictated by client age.

· Issue ages are 18 – 65 (age last birthday)

· Minimum Face $150,000

· TeleLife process

· Commissionable policy fee

There are now three carriers offering a Return of Premium product – American General, One Life (Zurich-Kemper), and United of Omaha.

This is a great way of “having your cake and eat it too”! Obviously the premiums are higher than traditional term premiums - but so are the benefits. WHAT A GREAT CONTRACT TO ACCUMULATE CASH VALUE TO USE FOR AN EARLY MORTGAGE PAYOFF. CALL US AND WE’LL GIVE YOU MORE INFORMATION.

1-800-562-3059

ADDITIONAL COMPANIES

In addition to the companies outlined on the web site, we have other companies for:

· Disability Income Insurance,

· Impaired Risk ,

· Small Term, Universal Life and Whole Life cases

· And more!

In other words, if it isn’t on the web site, call and allow us to help you find what you need. In fact, please call us any time for anything! This web site is another tool to help make your overall experience with Centaur Ltd. a pleasant and profitable one, but it does not replace one on one contact. The toll free number is 1-800-562-3059.